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Iowa Paycheck Calculator

3.8%

Real federal + Iowa state tax. Free, instant, bilingual.

Iowa Take-Home Pay Calculator 2026

Federal + Iowa state tax breakdown

2026
Advanced: dependents, 401(k), HSA, health
Gross income: $63,455 · Annual
Filing status: Single · Dependents under 17: 0
State (for state tax): Iowa (3.8%)

Take-home pay: $4,284 Monthly. 81.0% of your gross pay.

Estimated take-home

81.0%of your gross pay

Of your $5,288 gross a month

  • $4,284You keep81.0%
  • $453Federal8.6%
  • $405FICA7.6%
  • $147State2.8%
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Iowa at a glance

What the average job in Iowa pays

$63,455 a year — $51,407 after tax

Averaged across 1,558,452 jobs in Iowa, that is 19.4% below the US average of $78,722 and ranks #38 of the 50 states by pay. The calculator above opens on this figure — change it to your own.

Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, annual 2025. Wage average across jobs, not household income.

What the state side takes from $100,000
Iowa3.1%
50-state average3.6%
In the 2026 Take-Home Index

Iowa ranks #14 of 50 — $76,032 net

On a $100,000 salary. To take home what the same salary leaves you in Texas, you'd need $104,731 in Iowa — a $4,731 raise just to break even.

See all 50 states
No tax on overtime

You save $984 federal and $223 in Iowa

For 2026, Iowa applies the deduction to its own tax as well. See the Iowa breakdown

Take-home pay by salary · Iowa

Single filer · 2026 federal + state tax

Take-home pay by salary
Gross salaryTake-home payEffective tax rate
$40,000$33,45216.4%
$60,000$48,76218.7%
$80,000$62,72221.6%
$100,000$76,03224.0%
$150,000$108,74327.5%

Iowa — A flat 3.8% since 2025 on federal taxable income, following the federal tips and overtime deductions.

Keep going from Iowa

Cities in Iowa

Des Moines

Common hourly wages in Iowa

How much is that a year? See annual gross and take-home in all 50 states.

$15/hr → $31,200$18/hr → $37,440$20/hr → $41,600$22/hr → $45,760$25/hr → $52,000$30/hr → $62,400$35/hr → $72,800$40/hr → $83,200

Iowa Paycheck FAQ

Does Iowa have a state income tax?
Yes: a flat 3.8% on income left after Iowa's own deductions. On $75,000 a single filer pays about $2,198 — 2.9% of gross.
What is the take-home pay on $75,000 in Iowa?
A single filer earning $75,000 in Iowa keeps about $59,394 a year after federal tax, Iowa state tax and FICA — an effective rate of 20.8%.
How much of my paycheck goes to taxes in Iowa?
On $75,000: about $7,670 federal income tax, $2,198 Iowa state tax and $5,738 FICA.

Calculate for any state

Each state has its own page with tax rate, top cities, and a calculator pre-set to that state.

Alabama
2%–5%
Alaska
NO TAX
Arizona
2.5%
Arkansas
2%–3.7%
California
1%–13.3%
Colorado
4.4%
Connecticut
2%–6.99%
Delaware
2.2%–6.6%
Florida
NO TAX
Georgia
4.99%
Hawaii
1.4%–11%
Idaho
5.3%
Illinois
4.95%
Indiana
2.95%
Iowa
3.8%
Kansas
5.2%–5.58%
Kentucky
3.5%
Louisiana
3%
Maine
5.8%–9.15%
Maryland
2%–6.5%
Massachusetts
5%–9%
Michigan
4.25%
Minnesota
5.35%–9.85%
Mississippi
4%
Missouri
2%–4.7%
Montana
4.7%–5.65%
Nebraska
2.46%–4.55%
Nevada
NO TAX
New Hampshire
NO TAX
New Jersey
1.4%–10.75%
New Mexico
1.5%–5.9%
New York
3.9%–10.9%
North Carolina
3.99%
North Dakota
1.95%–2.5%
Ohio
2.75%
Oklahoma
2.5%–4.5%
Oregon
4.75%–9.9%
Pennsylvania
3.07%
Rhode Island
3.75%–5.99%
South Carolina
1.99%–5.21%
South Dakota
NO TAX
Tennessee
NO TAX
Texas
NO TAX
Utah
4.45%
Vermont
3.35%–8.75%
Virginia
2%–5.75%
Washington
NO TAX
West Virginia
2.11%–4.58%
Wisconsin
3.5%–7.65%
Wyoming
NO TAX

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