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LIVE — Updated for 2026 IRS brackets

Calculate Your Real Take-Home Pay

See exactly how much you keep after federal taxes, Social Security, and Medicare. Free, instant, no signup.

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CA vs TX, $100K single filer+$7,803a year — just from your stateCompare states

50 US states · Real 2026 IRS brackets · Bilingual EN / ES · Free • No signup

US Take-Home Pay Calculator 2026

Federal income tax + FICA breakdown

2026

Take-home pay: $61,593 Annual. you keep 82%.

Take-home pay · Annual
$5,133Monthly$2,369Bi-weekly$1,184Weekly
82%you keep
Save scenario
$
$0$75,000$300k+
Gross income: $75,000 · Annual
Filing status: Single · Dependents under 17: 0
State (for state tax): No state income tax
82%you keep
Gross
$75,000
Federal income tax
−$7,670
Social Security (6.2%)
−$4,650
Medicare (1.45%)
−$1,088
Total tax
−$13,408
Take-home pay
$61,593
Effective tax rate
17.9%

Estimates only. Not tax or legal advice. Consult a professional. Verified against IRS Rev. Proc. 2025-32 (OBBBA). Methodology

More free pay tools

Every tool runs on the same verified 2026 engine — after taxes, all 50 states.

Bonus

Flat 22% vs aggregate method, with your state's supplemental rate — and what comes back at filing.

Overtime

Time and a half, double time, and your after-tax OT hour — 2025-28 federal deduction included.

Pay Raise

What your raise is worth per month, after taxes.

Gross-Up

From the net you want to the gross you should ask for.

1099 Taxes

SE tax, QBI, and quarterly payments for freelancers.

Gig Taxes

DoorDash, Uber, Lyft and more — $0.725 mileage included.

Hourly ↔ Salary

Convert any rate with take-home in all 50 states.

Pick your state for detailed numbers

Each state has its own page with tax rate, top cities, and a calculator pre-set to that state.

Alabama
5.0%
Alaska
NO TAX
Arizona
2.5%
Arkansas
4.4%
California
9.3%
Colorado
4.4%
Connecticut
7.0%
Delaware
6.6%
Florida
NO TAX
Georgia
5.4%
Hawaii
11.0%
Idaho
5.8%
Illinois
5.0%
Indiana
3.0%
Iowa
6.0%
Kansas
5.7%
Kentucky
4.0%
Louisiana
4.3%
Maine
7.1%
Maryland
5.8%
Massachusetts
5.0%
Michigan
4.3%
Minnesota
9.8%
Mississippi
5.0%
Missouri
4.8%
Montana
6.8%
Nebraska
6.6%
Nevada
NO TAX
New Hampshire
NO TAX
New Jersey
6.4%
New Mexico
5.9%
New York
6.9%
North Carolina
4.5%
North Dakota
2.9%
Ohio
3.5%
Oklahoma
4.8%
Oregon
9.9%
Pennsylvania
3.1%
Rhode Island
6.0%
South Carolina
6.4%
South Dakota
NO TAX
Tennessee
NO TAX
Texas
NO TAX
Utah
4.9%
Vermont
8.8%
Virginia
5.8%
Washington
NO TAX
West Virginia
6.5%
Wisconsin
7.6%
Wyoming
NO TAX

Frequently asked questions

How accurate is this calculator?
Federal calculations use real 2026 IRS brackets from Rev. Proc. 2025-32 (under OBBBA). State tax uses average top marginal rates (simplified). For exact federal numbers it is highly accurate; state tax is a close estimate. The premium $9 spreadsheet has more granular state tax data.
Is this tax advice?
No. It is a calculator. Consult a licensed CPA or enrolled agent for advice about your situation.
Do I need to sign up to use the web calculator?
No signup. The web calculator is always free.
When are the official 2026 brackets released?
The IRS released 2026 inflation adjustments on October 9, 2025 (Rev. Proc. 2025-32), incorporating OBBBA amendments.
Does it work for self-employed / 1099 income?
Yes — use the dedicated 1099 / self-employment calculator (linked in the footer): it models SE tax on 92.35% of net profit, the deductible employer-equivalent half, and the 20% QBI deduction. The calculator on this page is for W-2 wages.
Why is the calculator bilingual?
There are 60M+ Hispanic-Americans in the US workforce. They earn, pay, save, and plan in two languages every day. We serve them from day 1 with real translations, not auto-translated output.

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