$15 an Hour Is How Much a Year? $31,200 — After Taxes by State (2026)

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US Take-Home Pay Calculator 2026

Federal income tax + FICA breakdown

2026

Gross income

State (for state tax)

Filing status

Advanced: dependents, 401(k), HSA, health

Dependents under 17

401(k) traditional (annual)

HSA via payroll (annual)

Health premiums (annual)

Gross income: $31,200 · Annual

Filing status: Single · Dependents under 17: 0

State (for state tax): No state income tax

Estimated take-home

Of your $2,600 gross a month

$2,271You keep87.3%
$130Federal5.0%
$199FICA7.7%

Compare another state

Gross: $31,200
Federal income tax: −$1,564
Social Security (6.2%): −$1,934
Medicare (1.45%): −$452
Total tax: −$3,951
Take-home pay: $27,249
Effective tax rate: 12.7%

Estimates only. Not tax or legal advice. Consult a professional. Verified against IRS Rev. Proc. 2025-32 (OBBBA). Methodology

No signup. No bank connection.

Federal breakdown of $31,200

Single filer, no dependents, before state tax.

Of your $31,200 gross a year

$27,249You keep87.3%
$1,564Federal5.0%
$2,387FICA7.7%

$15/hour by hours worked

Hours over 40/week paid at 1.5× (federal FLSA overtime). Overtime calculator

Hours/week	Weekly gross	Annual gross
20	$300	$15,600
25	$375	$19,500
30	$450	$23,400
35	$525	$27,300
40	$600	$31,200
45with overtime	$713	$37,050
50with overtime	$825	$42,900

Take-home of $31,200 in all 50 states (2026)

Single filer, no dependents. Click a state for its calculator.

State	Take-home / yr	Monthly	Effective rate
Floridano tax	$27,249	$2,271	12.7%
Nevadano tax	$27,249	$2,271	12.7%
New Hampshireno tax	$27,249	$2,271	12.7%
North Dakota	$27,249	$2,271	12.7%
South Dakotano tax	$27,249	$2,271	12.7%
Tennesseeno tax	$27,249	$2,271	12.7%
Texasno tax	$27,249	$2,271	12.7%
Wyomingno tax	$27,249	$2,271	12.7%
Alaskano tax	$27,093	$2,258	13.2%
South Carolina	$26,927	$2,244	13.7%
New Mexico	$26,886	$2,240	13.8%
Arizona	$26,872	$2,239	13.9%
Ohio	$26,862	$2,238	13.9%
Washingtonno tax	$26,816	$2,235	14.1%
Missouri	$26,739	$2,228	14.3%
Mississippi	$26,733	$2,228	14.3%
Iowa	$26,715	$2,226	14.4%
Idaho	$26,701	$2,225	14.4%
Louisiana	$26,699	$2,225	14.4%
Nebraska	$26,684	$2,224	14.5%
Utah	$26,664	$2,222	14.5%
Vermont	$26,614	$2,218	14.7%
California	$26,610	$2,218	14.7%
Connecticut	$26,610	$2,217	14.7%
Wisconsin	$26,599	$2,217	14.8%
Arkansas	$26,582	$2,215	14.8%
Montana	$26,540	$2,212	14.9%
New Jersey	$26,527	$2,211	15.0%
North Carolina	$26,513	$2,209	15.0%
Maine	$26,502	$2,208	15.1%
West Virginia	$26,484	$2,207	15.1%
Colorado	$26,448	$2,204	15.2%
Georgia	$26,441	$2,203	15.3%
Oklahoma	$26,391	$2,199	15.4%
Hawaii	$26,358	$2,197	15.5%
Rhode Island	$26,353	$2,196	15.5%
Kansas	$26,291	$2,191	15.7%
Kentucky	$26,275	$2,190	15.8%
Virginia	$26,269	$2,189	15.8%
Minnesota	$26,261	$2,188	15.8%
Michigan	$26,174	$2,181	16.1%
Delaware	$26,070	$2,172	16.4%
Alabama	$26,019	$2,168	16.6%
New York	$25,995	$2,166	16.7%
Pennsylvania	$25,958	$2,163	16.8%
Massachusetts	$25,866	$2,155	17.1%
Illinois	$25,850	$2,154	17.1%
Indiana	$25,830	$2,152	17.2%
Maryland	$25,346	$2,112	18.8%
Oregon	$25,274	$2,106	19.0%

How this compares to the market

60.4% below the US average

The average US job pays $78,722 a year. At $31,200 you sit below that mark — but the average varies sharply by state, which is where this salary lands differently.

Where it goes furthest

Mississippi 58.6%West Virginia 51.7%South Dakota 51.5%

Where it goes least far

Massachusetts 31.2%New York 31.2%Washington 31.3%

Percentage of each state's average wage. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, annual 2025.

$14/hr $16/hr $30,000 a year is how much an hour All hourly rates

$15 an hour FAQ

Is $15 an hour a good salary in 2026?

$15 an hour works out to $31,200 a year full-time (2,080 hours), which is below the U.S. median of ~$62,000 (BLS). Whether it's enough depends on your state's cost of living — compare take-home by state in the table on this page.

How much is $15 an hour after taxes?

A single filer in a no-tax state keeps ~$27,249 a year ($2,271/month) after federal tax and FICA — a 12.7% effective rate. With state tax it's less: for example $26,610 in California.

How much is $15 an hour biweekly after taxes in Texas?

Texas has no state income tax: take-home is $27,249 a year, or $1,048 per biweekly paycheck (26 checks a year).

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