$18 an Hour Is How Much a Year?

$18/hour = $37,440 gross per year full-time (40 h/week × 52 weeks). After federal tax and FICA a single filer keeps about $32,263 — and your state matters: see the 50-state table below.

Yearly

$37,440

Monthly

$3,120

Biweekly

$1,440

Weekly

$720

Daily (8h)

$144

Federal breakdown of $37,440

Single filer, no dependents, before state tax.

86%you keep

Take-home pay: $32,263
Federal income tax: $2,313
FICA: $2,864

$18/hour by hours worked

Hours over 40/week paid at 1.5× (federal FLSA overtime). Overtime calculator →

Hours/week	Weekly gross	Annual gross
20	$360	$18,720
25	$450	$23,400
30	$540	$28,080
35	$630	$32,760
40	$720	$37,440
45with overtime	$855	$44,460
50with overtime	$990	$51,480

Take-home of $37,440 in all 50 states (2026)

Single filer, no dependents. Click a state for its calculator.

State	Take-home / yr	Monthly	Effective rate
Alaskano tax	$32,263	$2,689	13.8%
Floridano tax	$32,263	$2,689	13.8%
Nevadano tax	$32,263	$2,689	13.8%
New Hampshireno tax	$32,263	$2,689	13.8%
South Dakotano tax	$32,263	$2,689	13.8%
Tennesseeno tax	$32,263	$2,689	13.8%
Texasno tax	$32,263	$2,689	13.8%
Washingtonno tax	$32,263	$2,689	13.8%
Wyomingno tax	$32,263	$2,689	13.8%
Arizona	$31,730	$2,644	15.3%
North Dakota	$31,644	$2,637	15.5%
Indiana	$31,623	$2,635	15.5%
Pennsylvania	$31,602	$2,633	15.6%
Ohio	$31,516	$2,626	15.8%
Kentucky	$31,409	$2,617	16.1%
Louisiana	$31,345	$2,612	16.3%
Michigan	$31,345	$2,612	16.3%
Arkansas	$31,324	$2,610	16.3%
Colorado	$31,324	$2,610	16.3%
North Carolina	$31,303	$2,609	16.4%
Missouri	$31,239	$2,603	16.6%
Oklahoma	$31,239	$2,603	16.6%
Utah	$31,217	$2,601	16.6%
Alabama	$31,196	$2,600	16.7%
Illinois	$31,196	$2,600	16.7%
Massachusetts	$31,196	$2,600	16.7%
Mississippi	$31,196	$2,600	16.7%
Georgia	$31,111	$2,593	16.9%
Kansas	$31,047	$2,587	17.1%
Idaho	$31,025	$2,585	17.1%
Maryland	$31,025	$2,585	17.1%
Virginia	$31,025	$2,585	17.1%
New Mexico	$31,004	$2,584	17.2%
Iowa	$30,983	$2,582	17.3%
Rhode Island	$30,983	$2,582	17.3%
New Jersey	$30,897	$2,575	17.5%
South Carolina	$30,897	$2,575	17.5%
West Virginia	$30,876	$2,573	17.5%
Delaware	$30,855	$2,571	17.6%
Nebraska	$30,855	$2,571	17.6%
Montana	$30,812	$2,568	17.7%
New York	$30,791	$2,566	17.8%
Connecticut	$30,769	$2,564	17.8%
Maine	$30,748	$2,562	17.9%
Wisconsin	$30,641	$2,553	18.2%
Vermont	$30,385	$2,532	18.8%
California	$30,278	$2,523	19.1%
Minnesota	$30,172	$2,514	19.4%
Oregon	$30,150	$2,513	19.5%
Hawaii	$29,916	$2,493	20.1%

How this compares to the market

52.4% below the US average

The average US job pays $78,722 a year. At $37,440 you sit below that mark — but the average varies sharply by state, which is where this salary lands differently.

Where it goes furthest

Mississippi 70.3%West Virginia 62.0%South Dakota 61.8%

Where it goes least far

Massachusetts 37.4%New York 37.5%Washington 37.6%

Percentage of each state's average wage. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, annual 2025.

Adjust it to your situation

Filing status, dependents, 401(k), your state — same engine, your numbers.

US Take-Home Pay Calculator 2026

Federal income tax + FICA breakdown

2026

Take-home pay · Annual

$2,689Monthly$1,241Bi-weekly$620Weekly

86%you keep

Gross income

Dependents under 17

$0$37,440$300k+

Filing status

Pay frequency

State (for state tax)

Gross income: $37,440 · Annual

Filing status: Single · Dependents under 17: 0

State (for state tax): No state income tax

86%you keep

Gross: $37,440
Federal income tax: −$2,313
Social Security (6.2%): −$2,321
Medicare (1.45%): −$543
Total tax: −$5,177
Take-home pay: $32,263
Effective tax rate: 13.8%

Estimates only. Not tax or legal advice. Consult a professional. Verified against IRS Rev. Proc. 2025-32 (OBBBA). Methodology

← $17/hr $19/hr →$35,000 a year is how much an hour All hourly rates

$18 an hour FAQ

Is $18 an hour a good salary in 2026?

$18 an hour works out to $37,440 a year full-time (2,080 hours), which is below the U.S. median of ~$62,000 (BLS). Whether it's enough depends on your state's cost of living — compare take-home by state in the table on this page.

How much is $18 an hour after taxes?

A single filer in a no-tax state keeps ~$32,263 a year ($2,689/month) after federal tax and FICA — a 13.8% effective rate. With state tax it's less: for example $30,278 in California.

How much is $18 an hour biweekly after taxes in Texas?

Texas has no state income tax: take-home is $32,263 a year, or $1,241 per biweekly paycheck (26 checks a year).

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