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Calculate Your Real Take-Home Pay

See exactly how much you keep after federal taxes, Social Security, and Medicare. Free, instant, no signup.

US · Tax year 2026

Advanced: dependents, 401(k), HSA, health
Gross income: $75,000 · Annual
Filing status: Single · Dependents under 17: 0
State (for state tax): No state income tax

Take-home pay: $5,133 Monthly. 82.1% of your gross pay.

Estimated take-home

82.1%of your gross pay

Of your $6,250 gross a month

  • $5,133You keep82.1%
  • $639Federal10.2%
  • $478FICA7.7%
Save scenarioCompare another state

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More free pay tools

Every tool runs on the same verified 2026 engine — after taxes, all 50 states.

Bonus

Flat 22% vs aggregate method, with your state's supplemental rate — and what comes back at filing.

Overtime

Time and a half, double time, and your after-tax OT hour — 2025-28 federal deduction included.

Pay Raise

What your raise is worth per month, after taxes.

Gross-Up

From the net you want to the gross you should ask for.

1099 Taxes

SE tax, QBI, and quarterly payments for freelancers.

Gig Taxes

DoorDash, Uber, Lyft and more — $0.725 mileage included.

Hourly ↔ Salary

Convert any rate with take-home in all 50 states.

Guides

2026 Federal Tax Brackets, Explained (With Real Examples)2027 Tax Brackets (Projected): Rates, Standard Deduction and What ChangesWhat Is FICA and Why Does It Take 7.65% of Every Paycheck?How to Fill Out Your W-4 in 2026 (Without Overpaying the IRS)Why Your First Paycheck Is Smaller Than You ExpectedThe 9 States With No Income Tax in 2026 (And What They Charge Instead)All guides

Pick your state for detailed numbers

Each state has its own page with tax rate, top cities, and a calculator pre-set to that state.

Alabama
2%–5%
Alaska
NO TAX
Arizona
2.5%
Arkansas
2%–3.7%
California
1%–13.3%
Colorado
4.4%
Connecticut
2%–6.99%
Delaware
2.2%–6.6%
Florida
NO TAX
Georgia
4.99%
Hawaii
1.4%–11%
Idaho
5.3%
Illinois
4.95%
Indiana
2.95%
Iowa
3.8%
Kansas
5.2%–5.58%
Kentucky
3.5%
Louisiana
3%
Maine
5.8%–9.15%
Maryland
2%–6.5%
Massachusetts
5%–9%
Michigan
4.25%
Minnesota
5.35%–9.85%
Mississippi
4%
Missouri
2%–4.7%
Montana
4.7%–5.65%
Nebraska
2.46%–4.55%
Nevada
NO TAX
New Hampshire
NO TAX
New Jersey
1.4%–10.75%
New Mexico
1.5%–5.9%
New York
3.9%–10.9%
North Carolina
3.99%
North Dakota
1.95%–2.5%
Ohio
2.75%
Oklahoma
2.5%–4.5%
Oregon
4.75%–9.9%
Pennsylvania
3.07%
Rhode Island
3.75%–5.99%
South Carolina
1.99%–5.21%
South Dakota
NO TAX
Tennessee
NO TAX
Texas
NO TAX
Utah
4.45%
Vermont
3.35%–8.75%
Virginia
2%–5.75%
Washington
NO TAX
West Virginia
2.11%–4.58%
Wisconsin
3.5%–7.65%
Wyoming
NO TAX

Frequently asked questions

How accurate is this calculator?
Federal income tax uses the official 2026 IRS brackets (Rev. Proc. 2025-32, under OBBBA), and Social Security and Medicare follow the 2026 rules exactly. State income tax runs through each state's own 2026 schedule — brackets, deductions and credits — plus the local tax most residents pay and the state payroll programs on your paycheck. It's an annual estimate: refundable credits like the EITC, itemized deductions and a second earner aren't modeled, so check your own situation if those apply.
Is this tax advice?
No. It is a calculator. Consult a licensed CPA or enrolled agent for advice about your situation.
Do I need to sign up to use the web calculator?
No signup. The web calculator is always free.
When will the IRS release the official 2027 tax brackets?
The IRS publishes each year's inflation adjustments by Revenue Procedure the fall before — the 2026 figures came out October 9, 2025 (Rev. Proc. 2025-32). Until the 2027 release, our 2027 tax brackets guide shows the projected figures. This calculator stays on the 2026 tables, which govern every paycheck dated in 2026.
Does it work for self-employed / 1099 income?
Yes — use the dedicated 1099 / self-employment calculator (linked in the footer): it models SE tax on 92.35% of net profit, the deductible employer-equivalent half, and the 20% QBI deduction. The calculator on this page is for W-2 wages.
Why is the calculator bilingual?
More than 34 million Hispanic Americans are in the US labor force (BLS, 2025). They earn, pay, save, and plan in two languages every day. We serve them from day 1 with real translations, not auto-translated output.

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