$42 an Hour Is How Much a Year?

$42/hour = $87,360 gross per year full-time (40 h/week × 52 weeks). After federal tax and FICA a single filer keeps about $70,288 — and your state matters: see the 50-state table below.

Yearly

$87,360

Monthly

$7,280

Biweekly

$3,360

Weekly

$1,680

Daily (8h)

$336

Federal breakdown of $87,360

Single filer, no dependents, before state tax.

80%you keep

Take-home pay: $70,288
Federal income tax: $10,389
FICA: $6,683

$42/hour by hours worked

Hours over 40/week paid at 1.5× (federal FLSA overtime). Overtime calculator →

Hours/week	Weekly gross	Annual gross
20	$840	$43,680
25	$1,050	$54,600
30	$1,260	$65,520
35	$1,470	$76,440
40	$1,680	$87,360
45with overtime	$1,995	$103,740
50with overtime	$2,310	$120,120

Take-home of $87,360 in all 50 states (2026)

Single filer, no dependents. Click a state for its calculator.

State	Take-home / yr	Monthly	Effective rate
Alaskano tax	$70,288	$5,857	19.5%
Floridano tax	$70,288	$5,857	19.5%
Nevadano tax	$70,288	$5,857	19.5%
New Hampshireno tax	$70,288	$5,857	19.5%
South Dakotano tax	$70,288	$5,857	19.5%
Tennesseeno tax	$70,288	$5,857	19.5%
Texasno tax	$70,288	$5,857	19.5%
Washingtonno tax	$70,288	$5,857	19.5%
Wyomingno tax	$70,288	$5,857	19.5%
Arizona	$68,506	$5,709	21.6%
North Dakota	$68,221	$5,685	21.9%
Indiana	$68,150	$5,679	22.0%
Pennsylvania	$68,079	$5,673	22.1%
Ohio	$67,794	$5,649	22.4%
Kentucky	$67,437	$5,620	22.8%
Louisiana	$67,224	$5,602	23.1%
Michigan	$67,224	$5,602	23.1%
Arkansas	$67,152	$5,596	23.1%
Colorado	$67,152	$5,596	23.1%
North Carolina	$67,081	$5,590	23.2%
Missouri	$66,867	$5,572	23.5%
Oklahoma	$66,867	$5,572	23.5%
Utah	$66,796	$5,566	23.5%
Alabama	$66,725	$5,560	23.6%
Illinois	$66,725	$5,560	23.6%
Massachusetts	$66,725	$5,560	23.6%
Mississippi	$66,725	$5,560	23.6%
Georgia	$66,440	$5,537	23.9%
Kansas	$66,226	$5,519	24.2%
Idaho	$66,155	$5,513	24.3%
Maryland	$66,155	$5,513	24.3%
Virginia	$66,155	$5,513	24.3%
New Mexico	$66,083	$5,507	24.4%
Iowa	$66,012	$5,501	24.4%
Rhode Island	$66,012	$5,501	24.4%
New Jersey	$65,727	$5,477	24.8%
South Carolina	$65,727	$5,477	24.8%
West Virginia	$65,656	$5,471	24.8%
Delaware	$65,585	$5,465	24.9%
Nebraska	$65,585	$5,465	24.9%
Montana	$65,442	$5,454	25.1%
New York	$65,371	$5,448	25.2%
Connecticut	$65,300	$5,442	25.3%
Maine	$65,228	$5,436	25.3%
Wisconsin	$64,872	$5,406	25.7%
Vermont	$64,017	$5,335	26.7%
California	$63,661	$5,305	27.1%
Minnesota	$63,304	$5,275	27.5%
Oregon	$63,233	$5,269	27.6%
Hawaii	$62,449	$5,204	28.5%

How this compares to the market

11.0% above the US average

The average US job pays $78,722 a year. At $87,360 you sit above that mark — but the average varies sharply by state, which is where this salary lands differently.

Where it goes furthest

Mississippi 164.1%West Virginia 144.7%South Dakota 144.2%

Where it goes least far

Massachusetts 87.3%New York 87.4%Washington 87.7%

Percentage of each state's average wage. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, annual 2025.

Adjust it to your situation

Filing status, dependents, 401(k), your state — same engine, your numbers.

US Take-Home Pay Calculator 2026

Federal income tax + FICA breakdown

2026

Take-home pay · Annual

$5,857Monthly$2,703Bi-weekly$1,352Weekly

80%you keep

Gross income

Dependents under 17

$0$87,360$300k+

Filing status

Pay frequency

State (for state tax)

Gross income: $87,360 · Annual

Filing status: Single · Dependents under 17: 0

State (for state tax): No state income tax

80%you keep

Gross: $87,360
Federal income tax: −$10,389
Social Security (6.2%): −$5,416
Medicare (1.45%): −$1,267
Total tax: −$17,072
Take-home pay: $70,288
Effective tax rate: 19.5%

Estimates only. Not tax or legal advice. Consult a professional. Verified against IRS Rev. Proc. 2025-32 (OBBBA). Methodology

← $41/hr $43/hr →$85,000 a year is how much an hour All hourly rates

$42 an hour FAQ

Is $42 an hour a good salary in 2026?

$42 an hour works out to $87,360 a year full-time (2,080 hours), which is above the U.S. median of ~$62,000 (BLS). Whether it's enough depends on your state's cost of living — compare take-home by state in the table on this page.

How much is $42 an hour after taxes?

A single filer in a no-tax state keeps ~$70,288 a year ($5,857/month) after federal tax and FICA — a 19.5% effective rate. With state tax it's less: for example $63,661 in California.

How much is $42 an hour biweekly after taxes in Texas?

Texas has no state income tax: take-home is $70,288 a year, or $2,703 per biweekly paycheck (26 checks a year).

Free PDF: 10 Hidden Tax Hacks for US Workers

Specific dollar-impact tactics worth $1,000–$15,000/year. Bilingual EN/ES. Drop your email and we'll send the PDF instantly.

No spam. Unsubscribe anytime.