$31 an Hour Is How Much a Year?

$31/hour = $64,480 gross per year full-time (40 h/week × 52 weeks). After federal tax and FICA a single filer keeps about $53,990 — and your state matters: see the 50-state table below.

Yearly

$64,480

Monthly

$5,373

Biweekly

$2,480

Weekly

$1,240

Daily (8h)

$248

Federal breakdown of $64,480

Single filer, no dependents, before state tax.

84%you keep

Take-home pay: $53,990
Federal income tax: $5,558
FICA: $4,933

$31/hour by hours worked

Hours over 40/week paid at 1.5× (federal FLSA overtime). Overtime calculator →

Hours/week	Weekly gross	Annual gross
20	$620	$32,240
25	$775	$40,300
30	$930	$48,360
35	$1,085	$56,420
40	$1,240	$64,480
45with overtime	$1,473	$76,570
50with overtime	$1,705	$88,660

Take-home of $64,480 in all 50 states (2026)

Single filer, no dependents. Click a state for its calculator.

State	Take-home / yr	Monthly	Effective rate
Alaskano tax	$53,990	$4,499	16.3%
Floridano tax	$53,990	$4,499	16.3%
Nevadano tax	$53,990	$4,499	16.3%
New Hampshireno tax	$53,990	$4,499	16.3%
South Dakotano tax	$53,990	$4,499	16.3%
Tennesseeno tax	$53,990	$4,499	16.3%
Texasno tax	$53,990	$4,499	16.3%
Washingtonno tax	$53,990	$4,499	16.3%
Wyomingno tax	$53,990	$4,499	16.3%
Arizona	$52,780	$4,398	18.1%
North Dakota	$52,587	$4,382	18.4%
Indiana	$52,538	$4,378	18.5%
Pennsylvania	$52,490	$4,374	18.6%
Ohio	$52,296	$4,358	18.9%
Kentucky	$52,054	$4,338	19.3%
Louisiana	$51,909	$4,326	19.5%
Michigan	$51,909	$4,326	19.5%
Arkansas	$51,861	$4,322	19.6%
Colorado	$51,861	$4,322	19.6%
North Carolina	$51,813	$4,318	19.6%
Missouri	$51,667	$4,306	19.9%
Oklahoma	$51,667	$4,306	19.9%
Utah	$51,619	$4,302	19.9%
Alabama	$51,571	$4,298	20.0%
Illinois	$51,571	$4,298	20.0%
Massachusetts	$51,571	$4,298	20.0%
Mississippi	$51,571	$4,298	20.0%
Georgia	$51,377	$4,281	20.3%
Kansas	$51,232	$4,269	20.6%
Idaho	$51,184	$4,265	20.6%
Maryland	$51,184	$4,265	20.6%
Virginia	$51,184	$4,265	20.6%
New Mexico	$51,135	$4,261	20.7%
Iowa	$51,087	$4,257	20.8%
Rhode Island	$51,087	$4,257	20.8%
New Jersey	$50,893	$4,241	21.1%
South Carolina	$50,893	$4,241	21.1%
West Virginia	$50,845	$4,237	21.1%
Delaware	$50,797	$4,233	21.2%
Nebraska	$50,797	$4,233	21.2%
Montana	$50,700	$4,225	21.4%
New York	$50,651	$4,221	21.4%
Connecticut	$50,603	$4,217	21.5%
Maine	$50,555	$4,213	21.6%
Wisconsin	$50,313	$4,193	22.0%
Vermont	$49,732	$4,144	22.9%
California	$49,490	$4,124	23.3%
Minnesota	$49,248	$4,104	23.6%
Oregon	$49,200	$4,100	23.7%
Hawaii	$48,668	$4,056	24.5%

How this compares to the market

18.1% below the US average

The average US job pays $78,722 a year. At $64,480 you sit below that mark — but the average varies sharply by state, which is where this salary lands differently.

Where it goes furthest

Mississippi 121.1%West Virginia 106.8%South Dakota 106.4%

Where it goes least far

Massachusetts 64.4%New York 64.5%Washington 64.7%

Percentage of each state's average wage. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, annual 2025.

Adjust it to your situation

Filing status, dependents, 401(k), your state — same engine, your numbers.

US Take-Home Pay Calculator 2026

Federal income tax + FICA breakdown

2026

Take-home pay · Annual

$4,499Monthly$2,077Bi-weekly$1,038Weekly

84%you keep

Gross income

Dependents under 17

$0$64,480$300k+

Filing status

Pay frequency

State (for state tax)

Gross income: $64,480 · Annual

Filing status: Single · Dependents under 17: 0

State (for state tax): No state income tax

84%you keep

Gross: $64,480
Federal income tax: −$5,558
Social Security (6.2%): −$3,998
Medicare (1.45%): −$935
Total tax: −$10,490
Take-home pay: $53,990
Effective tax rate: 16.3%

Estimates only. Not tax or legal advice. Consult a professional. Verified against IRS Rev. Proc. 2025-32 (OBBBA). Methodology

← $30/hr $32/hr →$65,000 a year is how much an hour All hourly rates

$31 an hour FAQ

Is $31 an hour a good salary in 2026?

$31 an hour works out to $64,480 a year full-time (2,080 hours), which is above the U.S. median of ~$62,000 (BLS). Whether it's enough depends on your state's cost of living — compare take-home by state in the table on this page.

How much is $31 an hour after taxes?

A single filer in a no-tax state keeps ~$53,990 a year ($4,499/month) after federal tax and FICA — a 16.3% effective rate. With state tax it's less: for example $49,490 in California.

How much is $31 an hour biweekly after taxes in Texas?

Texas has no state income tax: take-home is $53,990 a year, or $2,077 per biweekly paycheck (26 checks a year).

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