No Tax on Overtime in Florida
No state taxThe federal deduction is federal — and Florida takes no state income tax, so here it reaches you whole.
You save $1,478 — and Florida takes none of it
Worked on Florida's own average wage ($72,770, about $35/hour per BLS) with 8 overtime hours a week for 48 weeks. The OBBBA deduction cuts your federal tax. FICA is never touched: $514 of Social Security and Medicare on those hours.
No Tax on Overtime Calculator
What the new federal overtime deduction actually saves you — and what it does not.
Federal tax saved: $1,183. FICA still owed on that overtime: $1,234.
- Overtime pay for the year (gross)
- $16,128
- Qualifying premium (the half of time-and-a-half)
- $5,376
- Deduction applied (Schedule 1-A)
- $5,376
- Federal tax without the deduction
- $7,531
- Federal tax with the deduction
- $6,348
- Take-home for the year
- $62,331
Estimates only. Not tax or legal advice. Consult a professional. Models FLSA time-and-a-half: the deductible premium is half your regular rate per overtime hour, capped and phased out per Schedule 1-A.
How the split moves with your overtime
Single filer on $72,770 of straight-time pay in Florida, tax year 2026. The last row is the deduction cap.
| Overtime premium | Federal saving | Florida tax | FICA | Net benefit |
|---|---|---|---|---|
| $2,000 | $440 | — | −$153 | $440 |
| $4,000 | $880 | — | −$306 | $880 |
| $6,000 | $1,320 | — | −$459 | $1,320 |
| $8,000 | $1,760 | — | −$612 | $1,760 |
| $12,500 | $2,750 | — | −$956 | $2,750 |
Models the ordinary state income tax on those hours. Informational estimate, not tax advice.
Overtime and OBBBA in Florida
Does Florida tax my overtime in 2026?
So is overtime actually tax-free?
What do I actually save in Florida?
Where does this show up on my W-2?
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