50 US states
Real 2026 IRS brackets
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Calculate Your Real Take-Home Pay
See exactly how much you keep after federal taxes, Social Security, and Medicare. Free, instant, no signup.
CA vs TX, $100K single filer
+$7,857/year
just from state choice
US Take-Home Pay Calculator 2026
Federal income tax + FICA breakdown
Pay frequency
Your breakdown
Gross$75,000
Federal income tax-$7,912
Social Security (6.2%)-$4,650
Medicare (1.45%)-$1,088
Take-home pay$61,351
Effective tax rate18.2%
Estimates only. Not tax or legal advice. Consult a professional.
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All 50 states, full year 2026 brackets, exportable to Excel/Google Sheets
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All 50 states + DC
5-year salary projection
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Pick your state for detailed numbers
Each state has its own page with tax rate, top cities, and a calculator pre-set to that state.
Alabama
5.0%
Alaska
NO TAX
Arizona
2.5%
Arkansas
4.4%
California
9.3%
Colorado
4.4%
Connecticut
7.0%
Delaware
6.6%
Florida
NO TAX
Georgia
5.4%
Hawaii
11.0%
Idaho
5.8%
Illinois
5.0%
Indiana
3.0%
Iowa
6.0%
Kansas
5.7%
Kentucky
4.0%
Louisiana
4.3%
Maine
7.1%
Maryland
5.8%
Massachusetts
5.0%
Michigan
4.3%
Minnesota
9.8%
Mississippi
5.0%
Missouri
4.8%
Montana
6.8%
Nebraska
6.6%
Nevada
NO TAX
New Hampshire
NO TAX
New Jersey
6.4%
New Mexico
5.9%
New York
6.9%
North Carolina
4.5%
North Dakota
2.9%
Ohio
3.5%
Oklahoma
4.8%
Oregon
9.9%
Pennsylvania
3.1%
Rhode Island
6.0%
South Carolina
6.4%
South Dakota
NO TAX
Tennessee
NO TAX
Texas
NO TAX
Utah
4.9%
Vermont
8.8%
Virginia
5.8%
Washington
NO TAX
West Virginia
6.5%
Wisconsin
7.6%
Wyoming
NO TAX
Frequently asked questions
Federal calculations use real 2026 IRS-projected brackets with CPI adjustment. State tax uses average top marginal rates (simplified). For exact federal numbers it is highly accurate; state tax is a close estimate. The premium $9 spreadsheet has more granular state tax data.
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